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  • Phone: 716-854-3714

  • Account Access

  • Bill Pay

    Online Bill Pay

    IRS Buffalo offers the convenience of paying your monthly bills online via our bill payment service. You can set up one time or re-occurring transfers to payees or to other financial institutions or even send birthday checks, putting you in control and eliminating the expense of paper checks. Our bill payment service works in conjunction with our draft accounts.

    Online Bill Pay Features

    Our bill payment service has many great features, including:

    • View and pay your bills electronically all in one place
    • Schedule payments in advance
    • Automate recurring payments for regular bills
    • Make secure payments to any person or company anywhere, anytime from your checking account
    • Send Person-to-Person (P2P) payments
    • Send Gift and Donation checks
    • Pay bills using Alexa though our QuickPay feature
    • Receive alerts and reminders when bills are due
    • Track your bill payment history

    Want to see a demo of our bill payment service?

    This video will show you how bill pay can simplify your life all from one convenient place.

    (opens in a new tab) Watch Demo

    Tell me more about the QuickPay feature!

    QuickPay, is a voice-driven capability that enables you to access certain information about your IRS Buffalo FCU bill pay account on your Alexa-enabled device. Once you’ve enabled the skill, you can ask Alexa to make a payment, provide payment history and check scheduled payments.

    (opens in a new tab)See how it works!

    Frequently Asked Questions

    There is NO fee for our online bill payment service.

    Currently, our bill payment service sends payments either electronically, by transferring the payment directly to your payee, or by a bill payment check that is print on your behalf and sent to your payee. The funds are withdrawn from your draft account on the day the payment is scheduled.

    When scheduling the process date for your bill payments, please keep in mind that the vendor may require a few days to process your payment. IRS Buffalo recommends that you schedule electronic payments at least 3 to 5 days prior to the due date and that you schedule check payments at least 5 to 7 days prior to the due date.

    If you have a question regarding a bill payment item that has been processed or if a bill payment check has been cashed, please call 716-854-3714.

    If the funds are not available in your draft account when a bill payment is presented for payment, the following will occur:
  • • If funds are available, funds will transfer from your share account.
  • • If you have an Overdraft Line of Credit (LOC) or variable LOC and funds are available, funds will transfer from your LOC.
  • • If funds are not available in your share nor LOC, we do offer Courtesy Pay. A fee is charged.
  • View Our Courtesy Pay Policy.
  • You will need an online bill pay account to start using QuickPay. If you don’t have an account yet, log in to your account at and click the “Bill Payment” to access the enrollment form.

    Then you’ll need to add Alexa to your bill payment account. Here’s how:
  • • Log in to your account at and click the “Bill Pay” link
  • • Select the “My Account” tab
  • • Go to the Voice Bill Pay section and select the “Add Alexa” link
  • • Answer the challenge phrase questions
  • • Enter credentials and submit
  • • This step completes the online setup.

  • Now it’s time to link your bill pay account to QuickPay:
  • • Within the Alexa App on your mobile device, search for the iPay QuickPay skill and choose “Enable”
  • • When prompted, enter the credentials you created in bill pay to begin linking your bill pay account to iPay QuickPay
  • • Create a 4-digit PIN that you will remember since it will be requested every time you launch iPay QuickPay
  • • Select “I agree, Link Account” to complete the account linking process
  • • Now you can say, “Alexa, start iPay QuickPay”
  • Once you have setup QuickPay, simply tell Alexa the payee you’d like to pay, the amount of the payment and the payment date.

    With Pay a Person from IRS Buffalo, you can use your smartphone, tablet or computer to send money to anyone. It’s fast, easy and secure. All you need is the person’s email address or cell phone number.

    Download Mobile App

    Google Play App App Store